Phishing attempts are always generic and will not ever be personalised.
You should always check the links by clicking on them to make sure they are working properly.
Phishing e-mails may use publicly available information to try to scare you into responding with your sensitive information.
Phishing e-mails are only a concern if you do not have anti-virus software.
You should always check to ensure sites' urls begin with "https://".
Misspelled information may be an indicator of a phishing e-mail.